When you apply for a Salad loan we will carry out an affordability check, using the information we collect securely (with your permission) from your bank. Not your credit score.
Representative Example
Borrowing
Over
Monthly repayment
Representative
APR
Interest Rate
p.a. (fixed)
Total repayable
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How It Works
1
Choose
Choose your loan using the loan builder on the home page. Once you've chosen your options click the "Apply now" button.
2
Create & submit
Create your application and account by filling in the required forms and then submit your Open Banking data. It's like a digital bank statement submission, this enables us to utilise our secure Open Banking application process.
3
Wait (but not for long)
Salad will then assess your application and usually make a decision within 10 minutes. If approved, the money will be in your account normally within 2 hours.
King's Award
We are incredibly proud to share that Salad Finance has received a King’s Award for Enterprise in recognition of our innovation in expanding financial inclusion across the UK. To read more about our award click the button below.
People often ask...
Open Banking is the system that enables Salad to make our affordability assessments. You’ll never be asked to give your login details to anyone except your bank. We use the data to decide if you can afford our loans, and to measure customer outcomes.
If you have any further questions, please contact us or visit our FAQs page
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