Our Mission
We’re providing borrowers with alternative type of lending. How are we doing this? By using a completely new method of affordability assessment removing the need for a strong credit score. We assess our applicants on the here and the now, because when it comes to lending money... You’re more than your score!
Our Mission… Fair Lending.
We’re providing borrowers with an alternative to high-cost lending. How are we doing this? By using a completely new method of affordability assessments and doing away with out-dated credit score. We judge our applicants on the here and the now... that’s Fair Lending.
The credit market re-imagined
For many credit score is not a fair way to be assessed for a loan. Excluding these applicants from affordable credit only drives them to unaffordable lending lenders. We’re changing things…using our Open Banking application process, we can lend money to those workers across the UK harshly excluded by the mainstream lenders.
Where it all began
Salad was established in 2018 after the identification of a severe lack of affordable credit for individuals with impaired credit score. Open Banking was identified as the technological solution and carried forward by CEO Tim Rooney. Salad to date has lent over £35m to people working across the UK.
Why we are different
The social goals of the business come at the heart of everything we do, our employees are driven by helping people and the pleasure we get is through hearing about the support we have provided.
"Salad is a fantastic place to work, with a team of people all focused on supporting people across the UK, with access to credit. The team I work with are insightful and thoughtful about everything they do and it’s a pleasure to work with them every day."