What is creditworthiness?
Creditworthiness means you can be trusted to pay back money that you borrow. Lenders will look closely at your loan track record to determine how creditworthy you are before approving your loan a...
Read More about What is creditworthiness?9 Simple Ways To Save Money On A Tight Budget
You may think that saving money when you’re already on a tight budget isn’t an option. This line of thinking, however, is wrong. It’s possible to see some real results each month if you buckle do...
Read More about 9 Simple Ways To Save Money On A Tight BudgetMoney Saving Tips for Public Sector Workers
If you’d like to save a little more money but don’t know where to start, you’re not alone. It can be hard to navigate the multiple money-saving offers, discounts, benefits, tips and hacks out the...
Read More about Money Saving Tips for Public Sector WorkersHow to make good financial decisions
Making good financial decisions isn’t always easy - with temptation all around, most of us are guilty of making impulse purchases and not always giving our savings accounts enough attention. ...
Read More about How to make good financial decisionsHow To Improve Your Credit Score
Against the backdrop of economic uncertainty from COVID-19, getting your credit score in tip-top condition has become more important than ever. Managing your credit history and boosting your cred...
Read More about How To Improve Your Credit ScoreLoan to Value Ratio
If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...
Read More about Loan to Value RatioHow To Prepare Financially For A Recession
If the UK entered a recession tomorrow, would you be prepared? Signs suggest we’re on the verge of an economic downturn that could be worse than that experienced in 2008. Although nothing is c...
Read More about How To Prepare Financially For A RecessionHow do loans work? What you need to know
Before taking out a loan, there’s a lot to think about. Which lender offers the best interest rate? Can you get access to their best rate? Are there options available other than borrowing? Will y...
Read More about How do loans work? What you need to knowFintech companies take centre stage during the pandemic
In times of uncertainty and crisis, we often see innovation and the rise of new solutions to old problems. Huge events and life changes galvanise people into action. We learnt this from the 2008 ...
Read More about Fintech companies take centre stage during the pandemicHow to practice financial self care
Now, more than ever, we need to take care of ourselves and our wellbeing. For frontline NHS employees there are some great apps that help you practice mindfulness and look after your mental healt...
Read More about How to practice financial self careBudgeting Apps To Help You Save Money
Whether you’re a sucker for playing games on your commute, want to learn a new language or love keeping track of your latest run, there seems to be an app for everything. While the team at Salad ...
Read More about Budgeting Apps To Help You Save MoneyWhich unsecured credit should you be aware of?
Credit can be secured or unsecured, both of which are popular to many borrowers. Many people choose unsecured credit as it doesn’t require having to put your assets, such as a house or a car, on ...
Read More about Which unsecured credit should you be aware of?