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Saving money on a tight budget
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You may think that saving money when you’re already on a tight budget isn’t an option. This line of thinking, however, is wrong. It’s possible to see some real results each month if you buckle do...

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What is creditworthiness
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Creditworthiness means you can be trusted to pay back money that you borrow. Lenders will look closely at your loan track record to determine how creditworthy you are before approving your loan a...

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Making good financial decisions
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Understanding LTR
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If you’re thinking of borrowing money - whether it’s for a new home, mortgage, car, or something else - you’ll need to understand how loan-to-value ratios (also known as LTVs) work. In this gu...

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